What is Ceyron?
Ceyron is a decentralized exchange system that wants to improve the liquidity of cryptographic assets more transparent and secure than centralized parties that are currently marketed. Ceyron is an ecosystem built and operated by a network of popular partners around the world in a centralized network. The goal is to provide the right financial experience around the world by using the power of blockbinding technology. Ceyron discards simple and durable transactions from economic models. Every trader benefits from transactions.
Identify the problem
The problem Ceyron wants to solve is summarized below. According to this,
the banking level is low
The African economy is highly liquidated and has a very bad financial footprint. Less than 10% of adults have bank accounts. The market returns with cash transactions. For example, more than 85% of trade is money.
A highly competitive market
The mobile money environment in Africa is increasingly competitive. This increased competition means that consumers have more choices.
Its utilization rate is very low
Worldwide, 12% of account holders are in Africa. But the level of inclusion in the financial system is very low. The average behavior analysis of paying users resembles a general trend: withdrawals representing at least 60% of the volume of transactions; peer-to-peer transaction 20%; 10% call duration, 8% payment and 2% savings.
Use of low speed card.
Prepaid debit cards are only used for POS purchases and services (rarely). However, the owner of the CEY symbol has the privilege of receiving an annual dividend on a CFL card.
Lack of credit is safe and precarious for loan seekers.
In Africa, there is a lack of credit for most candidates. CFL intends to solve this problem. In particular, the CEY symbol can be considered as a source of revenue distributed to entrepreneurs as it deserves credit.
Lack of stable and sustainable income for loan applicants
In Africa, there is a stable and sustainable income deficit in loan applications. With all of the above, it is clear what the problem is.
CFL Solutions
CFL Credit Portfolio Fund, Colombus Investment Management Ltd. and the main asset is a loan asset purchased from a non-bank source. Assets include mortgages, second mortgages, real estate bridge loans, car loans, equipment and mortgages, commercial mortgages, asset loans and factoring. Non-bank financial institutions establish credit assets and generally retain all service responsibilities. Funds from time to time will purchase credit assets in the Account, in all separate credits or in the interest of participating in the Credit. In addition to paying a small service fee to meet the billing and collection function of the creative credit asset recipients, the loan will continue to be a major provider of resource transfer services, including to provide specialized services. This loan is up to date and fully replaced. In addition to the service functions provided by credit creators, if one or more creators can not do their work, the secondary "backup" service task is enabled. This ensures that the collection and repayment of credit assets continues. Currently, 60 percent of US mortgages are held by banks for 30 percent (30 percent) by 2013. These are held on bank credit platforms of hundreds of trillion US banks only in the American Mortgage Investment Managers must approve debt payments and risks associated with the platform itself and should notify the credit profile of the asset, origin, volume, coverage, time and cost in accordance with the regulations, the quality of the investment. management and service quality. The fund manager will be responsible for selecting the best performing assets available on this platform for the CFL portfolio, as well as liquidating the most risky assets in the CFL portfolio. The solution brought by Jeyran here
Simple and fast
You can easily send Ceyron via e-mail. When there is no point where you live, Ceyron can send and receive.
Decentralization
We use decentralized chain technology, so no reliable third party. Transactions are made directly between users.
it's unlimited
Ceyron will only provide $ 250 million. For this reason, prices tend to rise when demand is high and the amount of funds remaining does not increase.
Jeyran suggested solution for this problem
It's worth it.
From the moment you win CEY, the world is open to you.
Ceyron has changed.
Ceyron's private exchange site allows you to buy and sell CEY and other crypto currencies.
Buy
Life journey without mortar Your card will always be considered a local currency card and you will get the perfect interbank rate.
anonymous
Anyone can use your wallet and act with the same anonymity as Bitcoin.
Easy money transfer
Just like Bitcoin, you can send anything you want, wherever you want.
There is no constraint in
sending and receiving international payments without participant participation.
Credit Portfolio Support Support to Reduce Volatility and Cash Flow
The portfolio of credit assets will then be secured with a guarantee of stability and improved yield. Fund managers will use artificial intelligence and machine learning to build secure asset loan portfolios.
Blockchain technology provides effective liquidity for investors
Blockchain technology has the potential to provide greater integrity, security, security and transparency. As a result, CFLs will use blockchain to ensure the direct processing of low-cost transactions in the hope of giving investors greater liquidity.
Prepaid debit cards are effective
Account holders will be allowed to choose between multiple cryptoes to be used as a call for tenders, and when making transactions (for example, dinner at a cost of $ 83.65), debited money will be used, or the Holder may elect to use supported crypto. it will be sold at a cash price to complete the transaction.
Competitive costs
Because CFLs will hold both money and a series of crypts at any time, it will be able to facilitate a smooth cash transfer to Crypto to facilitate transactions and enable CFLs to compete with Coinbase for services and fees.
CFLs are entering emerging markets
For emergency cryptoes increased by more than one hundred and sixty billion USD ($ 160 billion) last year. Financial giants and central banks have invested in blockchain technology. Small and large investors are looking for a more orderly market that provides a safety net and insurance coverage in the securities market.
Problems Declared for the Developing
World Growing world population (Southeast Asia, Latin America and Africa) more than 2 billion people. Africa alone accounts for 1.2 billion people. It's young and dynamic: 60% are under 50.
Banks are increasingly adopting mobile banking to:
develop online banking services;
take digital advantage for the parties to integrate millions of people into the formal financial sector;
develop merchant payment services.
Low banking rates
According to experts, more than 2.5 billion low-income and / or middle-income people are not associated with banks. Traditional agency models easily meet the needs of the poorest but no longer meet bank requirements.
The reason for low banking penetration is at two levels.
At the client level: most people have low or very low incomes thereby saving little capacity. While economic monetization has grown considerably since the 2000s, bank use has not been a part of spontaneous practice. The emergence and rapid growth of powerful microfinance companies has changed the situation radically.
At the bank level: the relative excess liquidity of banks is not an incentive for customer development. The low population density adds to the average cost of the implementing agency.
A very competitive market
More than 75% of countries have most of the services in which mobile money services are available. This increased competition means that consumers have more choices. Some subscribe to two or three services simultaneously.
The utilization rate is very low
Africa is the world leader in mobile money accounts 2% of adults have mobile money accounts in the world, 12% of holders are in Africa. Every year, the number of open mobile money accounts increased by an average of more than 40%. By 2020, the number of Africans with discretionary income - almost 450 million people - will be comparable to, if not higher than, Western Europe with an average growth rate of 20% per year. By 2020, there will be nearly 800 million people who have mobile money accounts. Generates nearly 10 billion transactions per day at a price of nearly $ 135 billion by 2020.
Market plan
offer of the CEY token in Saint Vincent and the Grenadines is subject to exceptions under the Securities Act. The proof of the CEY offered here (and any non-voting shares of CFL Ltd. owned by Nominee) may not be sold to others pursuant to other offers in Saint Vincent and the Grenadines unless the terms of the FSA are respected.
CFL will provide a memorandum of understanding that will be prepared solely for use by prospective CFL investors and issued by the CFL. A bid memorandum shall be prepared in the context of a private offer to an accredited investor, a person who should check the status of his accredited investor through questionnaires and other required documents, and others generally entitled to participate. jurisdiction where they are
Potential investors will be required to obtain personally identifiable information when creating an account at ceyron.io to participate in the sale. This information is intended to ensure compliance with various securities laws in the United States and abroad, as well as requirements for customer knowledge and anti money laundering.
For US investors, they must fulfill the obligations announced under "accredited investors" standards in accordance with Rule D, section 506 (c) of the Securities Act. An investor may indicate that he or she qualifies as a qualified investor by supporting and downloading documents at ceyron.io, as described in the Participation in the following Bid.
Ceyron replacement
The bottom line is based on the Graphene Block Chain Library, which is safe as a safe, highly efficient and secure proof, with a processing scale of over 100,000 today.
Ceyron uses a high-speed LMAX mapping engine based on graphene programming to achieve millions of process mapping capabilities. The node system will be an efficient and secure blocking and packaging service thanks to DPOS consensus. Going forward, scalability improvements will come from the adoption of EOS. We believe that by introducing innovations into the protocol layer to facilitate easy and secure transactions, and by injecting commercial and operational applications and skills and expertise to improve the user experience, this will improve the adoption of decentralized spending.
Sales and distribution of Ceyron tokens (Cey)
The IEC symbol is a smart and functional contract within the IMF. The CEY symbol is not returned. The CEY symbol is not for speculative investment. Future performance or value will not be promised or awarded under the IEC Document, including without a guarantee of natural value, without a promise to continue payments, and there is no guarantee that the CIS Documents have any particular value. . CEY rights are not securities and do not join the Company. The CEY symbol has no rights to the company.
IEC shares are digital markers to be provided to investors and are of direct interest to Ceyron classes that do not vote freely. The official title of the representative will be kept confidential by Loyal Agency & Trust Corp. ("LATC" or "Candidate") for iconic owners and merchants will have a useful interest in Ceyron Finance Ltd. not included in the management or operation of the Fund or Fund Manager described below.
The CEY mark - provides a smart digital mark representing a lucrative hold in the non-voting CEY shares to be executed by Loyal Agency & Trust Corp., owned by possession of the CEY token.
Brand Name: Ceyron
Token: CEY
Price: 1.00 USD per token CEY
Number of chips sold: 250,000,000
Pre-ICO sales start: 16.2.18
Pre-ICO end: 15.3.18
Pre-ICO discount: 30%, 25 %, 15%
Start of ICO: 16/03/18
Soft cap: TBA
Close stiff: TBA
Token sales yield: when Cap Hard is reached
Currency received: BTC, ETH, LTC and USD
RISK FACTORS
General business risks
If economic downturns, business plans, the ability to generate revenue and overall solvency can be risky. Beginner companies are generally very risky and the possibility of commercial bankruptcy, regardless of business climate in general, is possible.
Some business risks
Investing in this type of vehicle has a variety of inherent risks, which could lead to: (i) a loss of investor capital as a whole, (ii) unless the targeted investment returns, or (iii) less than the expected liquidity among others.
Credit risk
There is no guarantee that the Destination Fund will be met and the investor will not suffer any losses. To reduce the risk of significant credit losses, CFLs will take the appropriate loan loss allowances, which will be imposed on each asset in accordance with our credit policy guidelines, in accordance with the standard financial institution investing in the credit assets. similar.
Portfolio Risk
There is a risk that CFLs can not achieve the desired results. Coupons and Portfolios CFL results are critical to our ability to drive consistent dividends to token holders and continue to reinvest our portfolio, thereby increasing the value of our portfolio and sustainable tokens.
CFLs can not achieve the level of leverage in the desired portfolio with the desired debt costs. Thus, there is a risk that net returns on the portfolio to investors may not be met. In the intention of CFLs to utilize senior secured leverage, risks to investors can be enhanced by a superior collateral relationship on portfolio assets. Cey
Token liquidity risk
token can not reach the desired level of liquidity, so its liquidity is lower than expected by investor.
Risk of regulation
The failure of the CFL to obtain prior regulatory approval in the jurisdiction or rejection of the regulatory authority to grant such authorization in the area of exploitable jurisdiction may prevent the CFL from maintaining or expanding its activities. In addition, changes to laws or regulations, including the enactment of new requirements by law, advertising, internet or e-commerce (or changes in the applicability or interpretation of existing laws or laws by regulators or other parties) ), in which the CFL currently runs the business, may force CFLs to stop doing business or change the way businesses are conducted in those jurisdictions. Such changes may also adversely affect CFL business, financial condition,
Data and security
All data we provide is stored in a secure computing environment protected by a secure firewall to prevent unauthorized access. The company controls access so that only people who need access to data of investors who have access. All CFL team members receive safety training and are required to comply with a set of safety policies, safety procedures and standards related to their work.
FOR MORE INFORMATION, PLEASE VISIT LINKS BELOW:
Webseite: https://ceyron.io/
Whitepaper: https://ceyron.io/wp-content/uploads/2018/02/White-Paper-ICO-CEY-Token- UPDATED31012018.pdfTelegram: https://t.me/joinchat/HlFUXhLIUYQL88_NtoM4sA
Authors: Loksyun
My Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1886140;sa=summary
My ETH: 0xd0d8c8e966efC43d681a33f2536fD44AfDf8c827
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